203K Consultant Services

Finding a home today is more difficult than ever.  Fewer houses are on the market and the prices are through the roof.  Now more than ever, buying or refinancing a home that needs a little TLC could be a better choice.  Using a rehab loan that allows you to create your dream home within your budget could be your best choice.  You can buy a "fixer upper" with more square footage than you could otherwise afford and roll the required renovations into the mortgage.  Having this option will provide a much larger supply of home choices.  These houses are not perfect.  They are not getting scooped up in 10 days and are not as expensive as others in the same area (a better buy once completed).  When looking to keep your existing home because buying new is out of the question, refinancing with a 203K loan could be your answer.  My job is to help facilitate the process.  203K Consultant services are utilized for: HUD 203K, HUD Limited 203K, Fannie Mae HomeStyle and VA loans

Goals

  • Get the borrower to closing with a clearly defined Work Write Up

  • Provide clear expectations to the borrower and contractor(s)

  • Decrease Lender work load and demand on time

Services

  • Feasibility Studies

  • Preliminary Work Write Ups

  • Contractor Bid Forms

  • Work Write Ups

  • Draw Inspections

  • Change Orders

  • TREC Home Inspections

  • Termite Inspections

  • Mold Inspections

  • Minimum Property Standards Evaluations

Licenses & Experience

  • TREC Professional Real Estate Inspector (23738) 

  • TDA Certified Commercial Applicator (799203) 

  • TDLR Mold Assessment Consultant (MAC1620)

  • 40+ years construction/inspections

Benefits

  • I answer the phone

  • One-Stop-Shop

  • Very large service area

  • Will travel 100 miles from La Porte, TX

  • Consistently formatted reports

  • Clearly defined specification of Repairs

  • On-Line monitoring of Consultant report progress

  • On-Line Contractor Bidding

  • Fast response and turnaround for inspection reports

Consultation Fees

The consultation fees are based on the cost of the tottal cost of the rehab and the type of loan you are planning to use.  A fee schedule will be provided and explained during the initial consultation.